Finance Monthly Global Awards 2018 Edition

Contact: Robert Hoff, CFA Mountain State Financial Group, 7878 Wadsworth BLVD, Suite 320, Arvada, Colorado, 80003, USA T: 001 720 838 6372 W: www.msfg.us About Robert Hoff, CFA Robert has spent 15 successful years in the financial services arena before waking up one day and deciding it was time to start his own business. The decision happened that quickly, and he has never looked back. “ Running my own show is hugely gratifying. I relish the opportunity to do things right and strive to deliver what we say we’ll deliver 100 percent of the time. We’re building a brand on that promise, and it’s working really well. I’m happy, my colleagues are happy and, best of all, our customers get the professional service and expertise they deserve and want in a lender. ” Robert received a B.B.A. in Financial Management from the University of North Dakota and a Master of Security Analysis and Portfolio Management from Creighton University. He has also earned the Chartered Financial Analyst (CFA) designation to deepen his understanding of financial and investment strategies and to apply this knowledge in further assisting his clients. Finance Monthly Global Awards 2018 www.finance-monthly.com 60 USA MORTGAGE LOAN ADVISER OF THE YEAR Firm Profile Mountain State Financial Group is a mortgage brokerage firm built around the idea mortgages can be done better. President & Licensed Mortgage Broker, Robert Hoff kindly provides us with an insight into the successful firm. Mountain State Financial Group’s team is comprised of highly competent and experienced individuals who share a belief in raising the bar in the mortgage industry. We honed our expertise in the financial world, as well as embracing the entrepreneurial energy and focus that come with running our own business. MSFG differentiates itself in the simplest of ways. First, we perform extreme due diligence with every vendor we work with to ensure that every vendor and investor meets our high standard of service throughout the process, while remaining competitively priced. Next, we go all out to get to know our clients and make sure they feel our presence throughout the process. Whether that be by meeting face-to-face, personally attending closings, or just through efficient and clear communications, we work dutifully to make sure our clients have the best possible experience. Finally, we work together more than most. It’s a team, not a group of individuals working separately. Regionally, home prices continue to outpace wage growth and have for several years. Unfortunately, this is inhibiting many would be buyers from pursuing a new home. That is especially true for first time home buyers where there is also limited inventory on lower end homes, which leads to buyers bidding over asking price. First time home buyers in this situation are often put on the side-lines, even though they may qualify to purchase a home. This stalls home ownership for many, especially in a market where both home values and interest rates are trending higher. To stay ahead of the market as well as the competition, we focus on our own in-house efficiencies and culture. We’ve added protocols for paperless interaction and secure document transmittals to allow faster response times and limited time expenditure for borrowers. MSFG promotes an “anticorporate” culture where all the doors are open, and communication can flow. Our team comprises of only likeminded professionals that want to make a difference. We’ve done this not by recruiting but rather showing our exceptional culture that mortgage professionals seek us out. In general, Mountain State Financial Group focuses on exceeding consumer expectations in the most exceptional way possible while meeting all regulatory and institutional requirements. Lastly, we incorporate a vast and vetted professional network to aid in this while striving to eliminate any unnecessary complications for our customers. ROBERT HOFF, CFA President & Licensed Mortgage Broker at Mountain State Financial Group